To add a teen driver to your auto insurance policy, contact your agent or log in to your account on our website. If you don't have a User ID, register for online access.
Unless you're adding a vehicle too, your teen driver should probably be marked as a primary driver on one of the family vehicles.
When you insure your teen depends on the state you live in. Some states require drivers with a learner's permit to be insured, other states require licensed drivers to be insured. Of course, you don't have to wait until your teen is licensed before you begin discussions about safe driving. Check with your local agent to find out about the proper timing, and to help make sure you're mitigating your risks properly.
Inexperience and immaturity can lead to risky driving, but here are things you can do to help make your teen safer on the road.
Safe Steering helps drivers under the age of 25 improve their driving skills, and possibly reduce their insurance costs, too.
Help your teen develop safe driving habits with house rules that could reduce speeding and carelessness.
Cumulus offers several discounts that may help teen drivers lower their car insurance costs. Ask a Cumulus agent which discounts you, or your teen, might qualify for.
You could qualify for a 20% discount if all the operators of your vehicle under the age of 21 complete an approved driver education course.
You could save up to 15% if your teen driver gets good grades! The savings may last until your teen turns 25.
If one of the operators of a covered vehicle is a student who moves away to school and only uses the car while at home, you could be eligible for this discount.
Our Safe Steering and Drive Safe programs could help lower your car insurance costs while teaching young motorists how to drive more safely.
