Roth IRAs

Save for retirement and enjoy the after-tax benefits of a Roth IRA.

Open a Roth IRA

What are Roth IRAs?

With a Roth IRA, there are no age restrictions for when you can contribute. You'll also enjoy the benefit of no mandatory withdrawals, so your account can keep growing even after you retire! This benefit can transfer to your beneficiaries after you die so that they can continue to grow your investment.

Requirements

Eligibility for a Roth IRA is income-based.

  • Single persons have an income limit of under $140,000 per year, and married couples who file jointly cannot make more than $208,000.
  • There is also an annual cap of $6000 if you're under 50 and $7000 if you're over 50.

IRA Resources and Planning

We're here to help you make the right choices about your financial future.

  • Visit our Investment Center website
  • Call one of our trusted advisors
  • Chat with an expert from Cumulus Investments