Confused by collision coverage? Want to learn about liability? Unsure about uninsured motorist insurance? Cumulus is here to help, with simple definitions for complicated insurance terms to determine the right type of car insurance coverage for you.
Each type of coverage comes with limits and, in some cases, deductibles. So, different types of coverage offer different levels of financial protection. A Cumulus agent can help you evaluate the best protection for you and your family if you're in a car accident, as well as for other passengers and your vehicle.
Learning to drive is an exciting time for a teenager, but finding the right insurance can be a challenge.
Collision coverage helps pay to repair or replace your car if it's damaged in an accident with another vehicle or object, such as a fence or a tree.
Comprehensive insurance helps pay to repair or replace your vehicle if it's damaged by something besides a collision, including theft, fire, or an animal.
Liability coverage pays another party's medical expenses, vehicle repairs, and property damage if you were responsible for the accident.
Uninsured motorist coverage helps pay for medical expenses if you're in an accident caused by someone who doesn't have liability insurance.
Rental car reimbursement pays the cost of renting a replacement vehicle while your car is in the shop. Travel expense coverage helps pays for meals, lodging, and transportation if you're in an accident more than 50 miles from home.
If someone injures you in an accident, and they don't have liability insurance, underinsured motorist insurance can help pay for your medical expenses.
Medical payments helps pay medical and funeral expenses a person is injured or killed.
Breaking down is never fun. Emergency road service can help you get moving again, fast.
