Home Insurance

Caring for your home and loved ones is crucial. That’s why we offer homeowners insurance you can depend on.

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Get Coverage Built to Protect Your Home

Cumulus home insurance is more than quality coverage for your space. With access to innovative tools, money-saving discounts and a local agent, it's easy to make sure you're covering all your bases. Read on to see all that Cumulus has to offer.

What Does Homeowners Insurance Cover?

We offer a range of home insurance policies to cover you in the event of theft, water backup, personal injury and other types of losses. We not only cover your home, but also you, your family and your personal belongings.

Types of Home Coverages and Products

Homeowner

Protect your largest investment from unexpected events life may throw your way with homeowners insurance.

Condo

Condo insurance provides protection for your things and the parts of your condo that are your responsibility.

Mobile & Manufactured

Our manufactured home may be the single largest investment you make in life. You want to protect that investment, along with your personal property and your personal liability.

Specialty Home

Provides coverage for homes that may not qualify for typical homeowners coverage, like vacation property, vacant homes, or rental properties.

Vacant Home

Whether you're waiting for a home to sell, looking for the right tenant or doing renovations, owning a vacant property comes with special risks. But Cumulus offers insurance options and features that can provide coverage for vacant property.

Landlord

Rental properties have different insurance needs than your primary residence. Cumulus policies are a good fit for most landlords. We cover landlords who own up to 16 units, in 1-4 unit properties, and we can add your LLC as a named insured.